Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Joshua Kestner, Mortgage Specialist at NEXA Lending. NMLS #1425463. Call (614) 570-5462.

Frequently Asked Questions

Who is Joshua Kestner?

Joshua Kestner is a Mortgage Specialist at NEXA Lending (NMLS #1425463). Expert mortgage loan originator in Florida and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1425463.

What areas does Joshua Kestner serve?

Joshua Kestner is licensed to provide mortgage services in Florida, Michigan, Ohio, Tennessee, and Texas.

What services does Joshua Kestner offer as a mortgage loan officer?

Joshua Kestner offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida, Michigan, Ohio, Tennessee, and Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Joshua Kestner?

You can call (614) 570-5462 and email jkestner@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Joshua Kestner's NMLS number?

Joshua Kestner's NMLS license number is 1425463. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Joshua Kestner?

Getting pre-approved is simple: share your income, assets, and credit details, and Joshua Kestner will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.